Top 7 Steps to Protect Your Rights after a Motor Vehicle Accident in Maryland

Car accidents can be a traumatic experience, leaving individuals overwhelmed and unsure of the proper steps to take. Protecting your legal rights in the aftermath of an accident is crucial to ensuring you receive appropriate compensation for your injuries and damages. 

This comprehensive guide will outline the top seven steps after a motor vehicle accident in Maryland, helping accident victims navigate the complexities of insurance claims and legal cases. We will cover essential actions, including contacting the police, documenting the accident, seeking medical attention, and engaging with a qualified personal injury lawyer. Armed with this knowledge, readers will be better prepared to protect their rights and move forward confidently in a car accident.

Step 1: Call the Police and File an Accident Report

Immediately after a motor vehicle accident, your primary concern should be the safety and well-being of yourself and others involved in the collision. Once it is safe to do so, call 911 to report the accident and request assistance from the police. A police report is a critical piece of documentation that can serve as evidence of what occurred during the accident. Additionally, Maryland law requires motorists to report any accident resulting in injury, death, or property damage exceeding $1,000. Always be honest, but avoid admitting fault or discussing the specifics with other parties.

Step 2: Gather Information and Document the Scene

Documenting the accident scene can provide valuable evidence to support your insurance claim or legal case. Here’s what to collect:

  • Contact and insurance information of the other drivers involved, including their names, addresses, phone numbers, license plate numbers, and insurance policy numbers.
  • Photos of the scene, including the vehicles, damage, road conditions, traffic signs, and relevant landmarks.
  • Statements and contact information from witnesses who can provide accounts of the accident.
  • The responding officer’s name, badge number, and the police report number for easy access later on.

Step 3: Seek Medical Attention

Even if you feel fine immediately following the accident, seeking medical attention as soon as possible is essential. Some injuries, such as whiplash or concussion, may not exhibit symptoms immediately. A thorough medical evaluation will provide a proper diagnosis and treatment plan while also creating a record of your injuries for potential insurance claims or litigation.

Step 4: Notify Your Insurance Company

Contact your insurance company as soon as possible after the accident to inform them of what happened. Remember to stick to the facts while speaking to your insurance agent and avoid accepting blame or providing speculative opinions. Your insurance company will investigate the accident, review the police report, and meet with any witnesses to determine fault and liability.

Step 5: Keep Detailed Records

Maintain a comprehensive and organized file of all documents and information related to your accident. This file should include:

  • Medical records, bills, and receipts for treatments or medications.
  • A copy of the police report.
  • Photos of the accident scene and any property damage.
  • Estimates, receipts, or invoices for repairs to your vehicle.
  • Documentation of lost wages if you miss work due to your injuries.
  • A journal or log of your pain, discomfort, and the accident’s impact on your daily life.

These records will be invaluable should you decide to file a personal injury claim or if your insurance company disputes your claim.

Step 6: Be Mindful of What You Say and Post on Social Media

During the claims process, being cautious about what you say and share is crucial. Insurance companies or opposing counsel may use your words against you, so avoid discussing the accident or your injuries in public forums or on social media. Any photos, videos, or updates posted online may also be used as evidence to challenge your claim.

Step 7: Consult with a Qualified Personal Injury Lawyer

If another driver’s negligence caused your accident, you may be entitled to compensation for your injuries and damages. While it’s possible to negotiate with insurance companies on your own, partnering with an experienced personal injury attorney can significantly improve your chances of receiving a fair settlement.

Personal injury lawyers are well-versed in the complex legal aspects of motor vehicle accidents, including liability, negligence, and fault. They can help you navigate through the following steps:

  • Evaluate your claim: An attorney can review the evidence, determine the strength of your case, and explain the types of damages you may be entitled to receive.
  • Investigate your accident: A lawyer can gather additional evidence, interview witnesses, and work with experts to strengthen your claim.
  • Negotiate with insurance companies: Personal injury lawyers are skilled negotiators who can effectively deal with insurance adjusters, advocating for the full compensation you deserve.
  • File a lawsuit: If negotiations do not lead to a fair settlement, your attorney can help you file a lawsuit and represent you in court.

Securing a Fair Outcome for Your Motor Vehicle Accident

By diligently following the seven steps outlined in this guide, you can protect your legal rights and increase your chances of obtaining a fair resolution to your motor vehicle accident claim in Maryland. Remember, seeking the expert advice and representation of a personal injury attorney is key to ensuring that your compensation accurately reflects the extent of your injuries, damages, and the impact on your life. 

At Robinson & Associates, our experienced trial lawyers specialize in handling motor vehicle accidents in Maryland, offering personalized guidance and aggressive legal representation to protect and enforce your legal rights. If you or a loved one have been injured in an accident, don’t hesitate to contact us today to schedule a free consultation—we’re here to help you secure the compensation you deserve.

latest posts

Scroll to Top

Fast form.
Fill in a few details and we will contact you quickly about your recovery!

Let us

Your Recovery!

You came this far, let’s see what your case is worth.  There is no fee or expense until we win your case so let’s talk about what happened.  

Click below and let’s see how we can maximize your recovery.